Financial Planning for Farmers & Ranchers
You feed Canadians, let us help secure your family’s financial future.
At PAX Portfolio Advisory, we specialize in guiding farm families and ag businesses across Edmonton, Sherwood Park, and rural Alberta. We understand what producers face: seasonal cash flows, commodity price volatility, equipment cycles, land financing, and multi-generational transitions. Our role is to simplify decisions and turn today’s harvests into tomorrow’s wealth.
Why Choose Us?
- Personalized Financial Roadmaps: Your operation, family, and values shape every recommendation and milestone.
- Tax Optimization & Business Structuring: Guidance on farm corporations, partnerships, and trusts, plus strategies involving qualified farm property, intergenerational transfers, and cash‑reserve planning.
- Succession, Estate & Legacy Planning: Keep the farm in the family with clear buy‑in/buy‑out structures, estate freezes, equalization for non‑farming heirs, corporate‑owned insurance, and trust solutions.
- Risk & Cash‑Flow Management: Build resilient plans that consider input costs, equipment replacement, land purchases, and emergency liquidity, so seasonal swings don’t derail long‑term goals.
- Collaborative Approach: We coordinate with your accountant, lawyer, and relevant program partners to ensure every piece of your financial life aligns.
High gross receipts don’t automatically become financial independence. Many producers face irregular income, large capital requirements, debt decisions, and no employer pension. We help you convert production into durable, tax‑aware wealth, balancing short‑term realities with long‑term certainty.
